Zelle is a convenient way to send money to almost anyone with a bank account in the U.S. whom you know and trust. Please find below checking accounts offered by Delta Community Credit Union. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Limits may be changed at any time at our discretion. When you enroll with Zelle through your Online Banking account or our Mobile App, your name, Delta Community Credit Union, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared). Send money to trusted recipients in a matter of minutes. This year we gave back a record-breaking $9.5 million to our members. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Miss Tracy Miss Tracy Miss Tracy. Balances of $100,000 or more are rewarded with a more competitive APY. To earn points, simply sign to authorize the transaction instead of using your PIN, Thousands of surcharge-free ATMs in the CO-OP ATM network. Still have questions? Many online banks offer a competitive yield on all balances. Avoid scams and protect your accounts by making sure you know and trust the people you send money to. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. A HELOC is your ticket to ongoing financing. I end up taking about 30-40 pictures before it finally accepts the photo of the back of the check. - but they were polite and corrected the issues pretty fast. Delta Community Credit Union offers competitive yields on most of its CDs. DO NOT USE DELTA CREDIT UNION!!!! Violators will be prosecuted to the fullest extent of the law. Whether you need to make a loan payment or transfer money from your Checking Account, Savings Account, or Money Market Account to another account or to an account that you own outside of the Credit Union, youll be able to do it securely and in very little time. Plus, UW Credit Union does not charge any fees to use Zelle.1. Our goal is to give you the best advice to help you make smart personal finance decisions. After enrollment, the money will move directly to your recipient's account, typically within minutes.1. How much should you contribute to your 401(k)? If the person you sent money to has already enrolled with Zelle, the money is sent directly to their account and cannot be canceled. But this compensation does not influence the information we publish, or the reviews that you see on this site. Be entered for a chance to win theSeason of Giving and Receiving Sweepstakes! Once customer support moves your email address or U.S. mobile number, it will be connected to your Indiana Members Credit Union account so you can start sending and receiving money with Zelle through the Indiana Members Credit Union mobile app. Enter the amount to send. At its lowest tier, the Personal Money Market Account earns nearly twice the national average. In-branch appointments can be made using Deltas online scheduling tool. Account Protection Tools Frequently Asked Questions. I have a username Are you here by mistake? What a check used to mean to a checking account is what a debit card means today. Bankrates editorial team writes on behalf of YOU the reader. You can find a full list of participating credit unions and banks live with Zelle here. 15-Month Certificate at 4.08% APY Earn more with DCCU! That's why we're working with banks and credit unions to make it fast, and and easy to send money to almost everyone you know, even if they bank somewhere different than you do. 6.9 miles away from Delta Community Credit Union Quick & Easy Personal Installment Loans in Atlanta Quick Loans By Phone offers you fast cash loans by phone. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle. Money sent with Zelle is typically available to an enrolled recipient within minutes.1, If you send money to someone who isn't enrolled with Zelle, they will receive a notification prompting them to enroll. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle. When you use Zelle within the Delta CommunityMobile App or Online Banking, your information is protected with the same technology we use to secure your accounts. Should you accept an early retirement offer? Bankrate follows a strict editorial policy, 2U.S. Please contact the Member Care Center at 800-544-3328. If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, you can use Zelle to send and request money with friends and family. Other than that, it's a pretty good app. The Money Market Account has check-writing privileges. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Mine. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. We recommend not sending any personal, confidential or private information in your message. . As we move closer to launch, more information about Zelle will be provided here on our website. Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. I have an ongoing interface and sign-in problem that only get a specific fix for that moment in time. With transfers, instead of saying there is an error with the transfer and it was not completed, it just logs you out of the app. The Delta Community Credit Union CD pays competitive interest rates on its CDs. Gain Momentum If the person you sent money to has already enrolled with Zelle, the money is sent directly to their account and cannot be canceled. We will then direct the payment into your account, all while keeping your sensitive account details private. Please note that email is sent over the public internet. This is a horrible user experience. Its the hub through which most transactions take place. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Only $5 is needed to open a Personal Savings Account. All Rights Reserved. Posted by: Moejoe128 | Jul 5, 2015. The Personal Checking Account earns interest on some balance tiers. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS. Delta Community privacy polices do not apply to linked websites; consult the privacy disclosures on the site for further information. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access The savings APYs here arent as competitive as the yields at some other banks. The Personal Money Market Account has a $5 minimum deposit, but a balance of at least $1,000 is required to earn any interest. Follow the instructions provided on the page to enroll and receive your payment. Never click a link in a text that appears to come from LGE - these are always fraudulent. How in the world they expect people to survive with no money for 7 business days. Since money is sent directly from your Christian Community Credit Union account to another person's bank account within minutes 1, Zelle should only be used to send money to friends, family and others you trust. Overdraft Protection is one of our Account Protection tools which also include Courtesy Pay and Courtesy Pay Plus. Zelle is a fast, safe and easy way to send and request money. You are leaving the Delta Community website. checking or savings account required to use Zelle. Tweets. Definitely closing this account. If your recipient is not yet enrolled with Zelle, they will receive a notification prompting them to enroll. When you use Zellewithin Web Branch or our Mobile App, your information is protected with the same technology UW Credit Union uses to keep your accounts safe. Open a Certificate in Online Banking, at one of our 14 convenient locations, or give us a call today! The information, including any rates, terms and fees associated with financial products, presented in the review is accurate as of the date of publication. Delta Community privacy polices do not apply to linked websites; consult the privacy disclosures on the site for further information. Its easyZelle is already available within Delta Community Online Banking and our Mobile App! Yes. Delta Community Credit Unions Personal Savings account can be opened with only $5, and it has no monthly fee. Violators will be prosecuted to the fullest extent of the law. What are index funds and how do they work? My employer still issues paper checks, went to deposit the check and they placed a 7 business day hold on the entire check. It's been a gteat app, I'm sure that I have only scratched the surface of what it can do, but so far I really like it. The managers are horrible with awful attitudes. When you enroll with Zellethrough Web Branch or our Mobile App, the email address or U.S. mobile phone number you use to enroll is shared with Zelle(no sensitive account details are sharedthose stay with UW Credit Union). Have a question about our Online Money Transfer services? Enjoy the convenience of managing your. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Delta Community Credit Union checking account offers an APY starting at 0.00% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change). Neither UW Credit Union nor Zelle offers a protection program for any authorized payments made with Zelle. 2 View Official Rules SEND In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle, Season of Giving and Receiving Sweepstakes. Delta Community does not provide and is not responsible for the product, service, or overall website content available at the following site. Note that "Request" functionality is for one recipient only. If you don't know the person, or aren't sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle or these types of transactions. You are leaving the Delta Community website. You are accessing a secure site with confidential information which is restricted to authorized persons only. Check out Zelle for Your Business! Will the person I send money to be notified? 2,730 Followers. It's a commercial bank always trying to sell you something. If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number. I love the convenience of not having to go into the bank EVER. STEP 3 Your money is sent! ATM Withdrawals - Delta Community owned machines. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. 1. By Liz Weston, CFP. To register for Delta Community's Online Banking service, visit our website at www.DeltaCommunityCU.com and choose New Enrollment in the login box. Rates. Bankrates ever-growing list of bank and credit union reviews is updated regularly. (This fee is $0 for account owners 17 years old or younger.). To join Delta Community Credit Union, youll need to live or work in one of the eligible counties in Georgia. To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa or Mastercard debit card with a U.S. based account (does not include U.S. territories). We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Its easyZelle is already available within Delta Community Online Banking and our Mobile App! A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle. When you use Zelle within the Delta CommunityMobile App or Online Banking, your information is protected with the same technology we use to secure your accounts. Customer service is horrible! Whether you're paying rent, gifting money, or splitting the cost of a bill, Zelle has you covered. If you've created a recurring automated transfer from one account to another and would like to change the date or amount, you'll need to cancel the transfer. Still having trouble? Learn More about our reward points program. Delta Community Credit Union offers competitive yields on its range of CDs. Delta Community does not provide and is not responsible for the product, service, or overall website content available at the following site. Financial Services Georgia, USA deltacommunitycu.com Joined April 2009. Enable Javascript in your browser for a better experience. Use our online scheduling tool to make yours. Out-of-network ATM fees arent reimbursed. deltacommunitycu.com Gots to be one of, if not THE worst credit Union. If you sent money to the wrong person who is enrolled in Zelle, we recommend contacting the recipient and requesting the money back. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. subject matter experts, Zelle is already available to over 100 million consumers in their banking or credit union experience, and we're excited to provide it free to Delta Community members. 1U.S. Bewarethis is almost a joke. All of our content is authored by Will they approve an auto loan if you have filed bankruptcy? Introducing Zelle A fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Gulf Coast Educators Federal Credit Union mobile app. Sponsor: Fiserv Solutions, LLC, 255 Fiserv Drive Brookfield, WI 53045. Live teller hours are 7 a.m. to 8 p.m., Monday-Friday, and Saturdays 8 a.m. to 5 p.m. More than 5,600 shared credit union branches give members the ability to bank nationwide. Newsletters Community Hero Loans Events Help Current Fraud Alerts Frequently Asked Questions Check Loan/Account Application. From November 1 through December 31, each time you useZelle through your Delta Communitys Mobile App or Online Banking to send $5 or more to a new person, or make a qualifiedBill Paytransaction, $1 will be donated to the non-profit support organization Good 360 and youll be entered for a chance to win $5,000.2, Settle up with roommates, friends and more, regardless of where they bank.1. Some relatives of members may be eligible to join as well. To get started, log in to Delta Communitys Online Banking or our Mobile App and select Send Money with Zelle. about tax documents available to download, Read more about tax documents available for download, Read more about updating your contact details, Learn more about our Youth Savings promotion, Learn more about our Financial Education Center. 3. You are accessing a secure site with confidential information which is restricted to authorized persons only. In addition, if there is a transfer dollar limit, that should be displayed on the page to begin the transfer to avoid this entire scenario. Too bad, the app was better before this change. I took 2 stars off my review because of this. You are leaving the Delta Community website. Please download one of these up-to-date, free and excellent browsers: Absolutely the worst credit union. In the day that we live in COVID-19 has taken away so much from so many people and it is a breath of fresh air when you can speak to someone that can make you feel 1000 times better by the end of the call that is what a bank and get the tuition should be if youre not with Delta community you should be I am grateful that they gave me the opportunity to be a customer. (Though some big banks might not offer interest-bearing checking. Account holders with combined deposits and loans balances that fall below $60 who make no transactions for six months may incur a $5 a month inactive account or low balance fee. Bankrate.com is an independent, advertising-supported publisher and comparison service. Please note that email is sent over the public internet. This was over a year ago I have sent in multiple reports about it and you guessed it, radio silence. about our Visa Platinum Rewards Credit Card. Use Zelle in your AMOCO Federal Credit Union app to send money directly from your bank account to theirs. Visit our Fees page for more information. No private account information is shared. Open to legal residents of the 50 United States and D.C including the territories of Guam and Saipan who are 18 years of age and older and are registered accountholders at a participating Financial Institution. Check our Mobile App or log in to Online Banking and follow a few simple steps to enroll with Zelle today. Different services provide different benefits, and its important to understand what they offer and for what cost. Currently, members can transfer money to accounts that they own at other financial institutions and to fellow Delta Community members with a one-time setup process. Beware of Payment Scams If a deal sounds too good to be true, it probably is. Delta Community Credit Union offers five CD terms, ranging from six months to five years, that offer competitive yields. Click on the link provided in the payment notification you received via email or text message. You are accessing a secure site with confidential information which is restricted to authorized persons only. They refuse to get me the correct level of management to fix the IT issue. To use Zelle, both the senders and recipients bank accounts must be based in the U.S. You can only cancel a payment if the person you sent money to hasnt yet enrolled with Zelle. , both the senders and recipients bank accounts must be based in the U.S. Click on the link provided in the payment notification you received via email or text message. If you have not yet enrolled with Zelle,follow these steps: Log in to Web Branch or our Mobile App and select Send Money with Zelle. Delta Community does not provide and is not responsible for the product, service, or overall website content available at the following site. Ive been banking with Delta for too long and I cant even tell you all the issues Ive had. If you have already enrolled with Zelle, you do not need to take any further action. Keep in mind your mobile carrier may charge data and usage fees when you use your mobile device. Zelle does not accept debit cards associated with international deposit accounts or any credit cards. My brother was banking my with Wells Fargo and got his money within the same day. Closing my account first thing in the morning. Business Checking Accounts - LGE Community Credit Union Protect Yourself from Fraud Block & delete all calls, texts, and emails that request your personal information. Delta Community members will soon be able to send money to family and friends with Zelle in our Mobile App and Online Banking. If your recipient's financial institution isn't on the list, don't worry! If your recipient does not enroll within 14 days, the money will be returned to your account. 2. Zelle uses only your email address or U.S. mobile phone number to send and receive paymentsso your account information stays private. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle. Learn More Schedule a Branch Appointment Some branches allow you to make an appointment. Pay attention to the email address or U.S. mobile phone number where you received the payment notificationyou should enroll with. If your bank or credit union does not yet offer Zelle, your weekly send limit is $500 in the Zelle app. At Bankrate we strive to help you make smarter financial decisions. All rights reserved. Zelle is a convenient way to send money to people you know and trust, such as friends, family, neighbors and coworkers. Years in Business: 83. Business Started: 3/1/1940. Its just as easy and convenient as transferring money between your Delta Community Credit Union accounts. I know many dont like the fraud department but this lady is a godsend and Angel Ive never ever dealt with anyone that has ever made me feel so comfortable and Ive never had such a pleasant phone call on a day when it was really need it until her. Never open during posted hours. If your recipient is already enrolled with Zelle, they will typically receive payment in minutes. Do you have business accounts that include bill pay? Consolidating Credit Card Debt with a Balance Transfer, UW Credit Union does not charge any fees to use Zelle. These fees can range from 1.5% to 3% and can make the transfer of large amounts costly. provides no deposit account or other financial . Delta Community does not provide and is not responsible for the product, service, or overall website content available at the following site. When you enroll with Zelle through the PenFed app, your name, the name of your bank/credit union, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared - those stay with PenFed). Pay attention to the email address or U.S. mobile number where you received the payment notificationyou should enroll with Zelle. Yes, they will receive a notification via email or text message. Please note that email is sent over the public internet. If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number. It really should be illegal for them to do this. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. When is your site going to become accessible again? Actual terms may vary. Delta Community Credit Union: Everything Your Bank Should Be. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. APY = Annual Percentage Yield Learn More about Certificates 15-Month Certificate at 4.08% APY With Zelle, you can also receive money directly into your bank . We do not include the universe of companies or financial offers that may be available to you. Get Started with Zelle Sending money to friends and family should never slow you down.
